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Consumer Credit Counseling Everything You Need To Know What accc does is work with your creditors to reduce your interest rates so your monthly payment is lower. they have relationships with many of these creditors. accc lowered my monthly payment from almost $1000 a month barely covering the minimums to $477. they charged a $30 fee which was included in the program. American consumer credit counseling review 2024. If you choose to join its debt management program, the american consumer credit counseling charges a one time payment of $39 and a monthly maintenance fee that ranges from $5 to a maximum of $50. American consumer credit counseling is a non profit credit counseling agency that offers advice on various financial topics such as budgeting, student loans, and bankruptcy.
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